● Understand your financial situation.

● Calculate your total monthly income and expenses.

● Consider how much you can afford for a down payment and monthly mortgage payments.

● Contact mortgage adviser for pre-approved for a mortgage.

● This helps you understand how much you can borrow and sets a realistic budget.

● Make a list of features your ideal home should have.

● Consider location, size, number of bedrooms, and other preferences.

● Explore different neighbourhoods to find the one that fits your lifestyle.

● Consider factors like schools, safety, amenities, and proximity to work.

● Work with a licensed real estate agent who understands the local market.

●  They can help you find suitable properties and navigate the buying process.

● Attend open houses and schedule viewings.

● Keep track of properties you like and dislike.

● When you find the right home, work with your agent to make a reasonable offer.

● Consider factors like market conditions, the home’s condition, and comparable sales.

● Finalize your mortgage application and provide any additional documentation required by the lender.

● Work closely with your mortgage to secure your financing.

● Attend the closing meeting to sign the necessary paperwork.

● Pay closing costs and any remaining fees.

● Once the closing is complete, you can move into your new home!

● Consider creating a moving plan and schedule utilities in your name.